Life is too short for wallet biopsies.
Medical insurance isn't what it used to be.
You know it. Guess what? Your doctor knows it even better than you do.
Virtually every healthcare provider in the United States knows exactly how much your insurance will pay before you walk in the door before any appointment, laboratory or radiology test, drug/ medication delivery, inpatient stay or anything else that you request from them.
This activity, sometimes called a "wallet biopsy", checks to see what prior authorizations are needed before the insurance company will pay and what your insurance requires you to pay and whether you will be able to do so.
What happens if the results of a wallet biopsy are...not so great?
Well, here are a few scenarios:
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If you have a plan with high out-of-pocket costs from deductibles, copayment, insurance premiums amongst other reasons, you may not be able to afford the care you need.
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Will your insurance pay what you expect or what they promised?
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If you have absolutely no insurance coverage, you either pay completely out of pocket or receive no care at all from certain providers.
Even those individuals with private insurance plans through employers or other group plans end up with "surprise bills" they never anticipated from in-network providers appear long after services were provided - and are often quite more expensive than expected.
Whether you obtained the necessary preauthorizations prior to receiving services within your insurance network or not, these strange invoices have left more than one-third of Americans with these unplanned bills totalling millions of dollars across people of all socioeconomic backgrounds* - and little direction as how to get them paid without undue burden upon their households.
Sometimes we all need a little help. Juggling the activities of everyday life while attempting to manage thousands of dollars of outstanding medical debt and perhaps even chronic medical conditions simultaneously can be a bit...much.
That's where Blue Cube Medical comes in to help.
*Consumer Reports National Research Center, 2015
Who is Blue Cube Medical?
Blue Cube Medical is a patient financial assistance and advocacy company that works solely for patients. Whether you have outstanding medical bills from uncovered healthcare, prescription medications you cannot afford or need medical care from providers such as surgery, inpatient/ outpatient addiction services, Blue Cube Medical's goal is to be your partner in obtaining the help you and your loved ones need - at a price you can afford.
Our services are all fixed-fee, not hourly. What you pay is what you see. No surprises.
How do we do it? We use a combination of industry-standard medical guidelines, public and private clinical databases, via our proprietary predictive analytics and automated billing error search tool to create detailed algorithms that help our clients in a rapid yet effective manner.
Check out our results so far:
6194+
7955+
8238+
95+
6878+
patients served
medical conditions managed through our automated assistance and advocacy algorithms
prescription, OTC, and supplement drug financial assistance options
insurance company collaborations created
healthcare, charity,
not-for-profit partnerships for grants and other funding help
*as of February 2022
As soon as we receive your request, we let you know what we can do to help you or your loved one.
From the time we receive your application for advocacy and financial assistance, it takes Blue Cube Medical as few as 24 business hours to let you know what you qualify to receive.
In urgent situations, such as addiction center intake, cancer treatment or extending current hospital stays, we work rapidly to help you and your loved ones have peace of mind and the treatment you deserve.
What Will Work Best for Me?
Not sure whether you or your loved ones
need patient financial assistance or advocacy?
No problem. You get both.
Check out the unlimited assistance and advocacy services
Blue Cube Medical provides to each of our clients below:
Review
your existing bills for errors
such as inflated and duplicate charges and more
Initiate
discussions with your insurance about denied claims in order to renegotiate reimbursement
Assess
costs of existing treatment plans with client's healthcare providers and care team
Lower or Eliminate
balances from providers such as physicians, labs, hospitals, DMEs, and pharmacies
Research
out-of-pocket costs including covered/not-covered services and items with insurance
Submit
applications for illness and diagnosis-based financial assistance
Facilitate
payment plans for any amounts not eliminated, negotiated or renegotiated
Provide
clinical advocacy for prescribed and recommended medical treatments and medications
Determine
access to care (medical, dental, preventive, transportation)
for the under- and uninsured
Deliver
social assistance options (housing, food) for optimal health outcomes
Advocacy
receive a single, dedicated person to assist the individual throughout the entire process
Our Predictive Medical Specialty Solutions Save You Time and Money
Efficiency is our skillset.
We know how much it should cost and how much you should pay, no matter the medical conditions you have, where you live, what type of insurance you have or the type of healthcare provider you use.
Our industry-leading, financial assistance and advocacy solution includes over forty medical specialties for your healthcare needs.
Here are a few below:
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Addiction Services (Inpatient, Outpatient)
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Allergy and Immunology
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Anesthesiology
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Bariatric and Weight Loss
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Cancer/ Oncology
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Cardiology
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Critical Care
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Dental and Oral Health
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Dermatology
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Diabetes Centers
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Durable Medical Equipment and Medical Supply
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Endocrinology
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Emergency Medicine (Emergency Room)
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Gastroenterology
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General Practice (Family Medicine)
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Genetic, Genomics, Metabolic Disease Testing
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Integrative Care
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Laboratory Medicine (Lab Testing)
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Obstetrics/ Gynecology (OB-GYN)
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Ophthalmology (Eyes)
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Pediatrics
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Psychiatry (Adult, Pediatric)
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Psychology (Adult, Pediatric)
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Pulmonology
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Radiology (e.g., x-rays, ultrasounds, MRIs, etc.)
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Rare Diseases
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Rheumatology and Arthritis Centers
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Skilled Nursing Facilities (Nursing Homes)
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Sports and Exercise Medicine (SEM)
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Surgery
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Surgical Procedures
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Transplant (solid organ, bone marrow, other)
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plus more...
Blue Cube Medical can help you or your loved ones right now.
Begin the advocacy and assistance process by clicking the button below:
Case Studies
See examples of some of the people that we have helped previously:*
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Anna Mae W :
Geriatric Health: Multiple Diagnoses with Medicare
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*In order to protect the privacy of our clients as well as to conform with all applicable state and federal privacy laws, we have removed all personally identifiable information in our case studies including names, personal images, location, and other data.
Pricing
We are serious about flat-fee pricing. No hourly rates.
Just quality financial assistance and advocacy services you can trust and afford.
patient
FINANCIAL
Assistance
+
advocacy
Get professional help navigating
the healthcare maze.
If you have existing medical bills that
you or your loved one require assistance paid on your behalf or
If you have high-cost, short- term medical conditions, long-term chronic illnesses
or any other treatments that your insurance will not pay in part or in full and you need professional help negotiating coverage
in order to obtain necessary services, procedures or medications you have not been able to receive as yet, sign up.
Get busy. Get started. Today.
$99
New clients only.
Flat rate fee based on 30 - day timeframe
(includes unlimited assistance and advocacy services)
$49 per person pricing through July 21, 2022.
Immediate Assistance available for those who need help prior to July 21 - 24, 2022 for $65.
Flat rate fee based on EITHER:
A) help paying for outstanding medical debt (any type)
OR
B) help paying for medical services, treatments, equipment or other healthcare for insured, underinsured, or uninsured persons.
Fee includes unlimited assistance and advocacy services for ONE specialty or provider type.
If you require assistance for more than one specialty, select additional tickets.
As an example, if you need assistance with Primary Care, Cardiology, and Dermatology, you will select THREE (3) tickets at $49 each through July 21, 2022.
Tickets are available for those who require Immediate Help at $65 per ticket until July 20, 2022.
The maximum number of tickets that can be purchased per person during the fair is THREE (3).
Register Here
for the
Minority Health
Financial Assistance
and Medical Advocacy Virtual Fair
SEPTEMBER 22 - 25, 2022
(immediate help available)
Please select from one of the options below:
Select this option if your healthcare needs can wait until the Alaska Health Fair scheduled September 22 - 25, 2022.
$49
Select this option if you or your loved one require immediate professional help before the Alaska Fair starts on September 22, 2022.
$65
Limited slots available.
Prefer Eventbrite? Select the button above and choose from regular or Early Bird tickets on the Eventbrite site.
$49/ $65
pay it forward,
refer a friend
Don't need services now, but you know someone who does?
Leverage your personal, professional, and social media networks to help others.
Pay it Forward to receive $25 for every person that you refer to us.