Life is too short for wallet biopsies.
Medical insurance isn't what it used to be.
You know it. Guess what? Your doctor knows it even better than you do.
Virtually every healthcare provider in the United States knows exactly how much your insurance will pay before you walk in the door before any appointment, laboratory or radiology test, drug/ medication delivery, inpatient stay or anything else that you request from them.
This activity, sometimes called a "wallet biopsy", checks to see what prior authorizations are needed before the insurance company will pay and what your insurance requires you to pay and whether you will be able to do so.
What happens if the results of a wallet biopsy are not...so great?
Well, here are a few scenarios:
If you have a plan with high out-of-pocket costs from deductibles, copayment, insurance premiums amongst other reasons, you may not be able to afford the care you need.
Will your insurance pay what you expect or what they promised?
If you have absolutely no insurance coverage, you either pay completely out of pocket or receive no care at all from certain providers.
Even those individuals with private insurance plans through employers or other group plans end up with "surprise bills" they never anticipated from in-network providers appear long after services were provided - and are often quite more expensive than expected.
Whether you obtained the necessary preauthorizations prior to receiving services within your insurance network or not, these strange invoices have left more than one-third of Americans with these unplanned bills totalling millions of dollars across people of all socioeconomic backgrounds* - and little direction as how to get them paid without undue burden upon their households.
Sometimes we all need a little help. Juggling the activities of everyday life while attempting to manage thousands of dollars of outstanding medical debt and perhaps even chronic medical conditions simultaneously can be a bit...much.
That's where Blue Cube Medical comes in to help.
*Consumer Reports National Research Center, 2015
Who is Blue Cube Medical?
Blue Cube Medical is a patient financial assistance and advocacy company that works solely for patients. Whether you have outstanding medical bills from uncovered healthcare, prescription medications you cannot afford or need medical care from providers such as surgery, inpatient/ outpatient addiction services, Blue Cube Medical's goal is to be your partner in obtaining the help you and your loved ones need - at a price you can afford.
Our services are all fixed-fee, not hourly. What you pay is what you see. No surprises.
How do we do it? We use a combination of industry-standard medical guidelines, public and private clinical databases, via our proprietary predictive analytics and automated billing error search tool to create detailed algorithms that help our clients in a rapid yet effective manner.
Check out our results so far:
medical conditions managed through our automated assistance and advocacy algorithms
prescription, OTC, and supplement drug financial assistance options
insurance company collaborations created
not-for-profit partnerships for grants and other funding help
*as of October 2019
As soon as we receive your request, we let you know what we can do to help you or your loved one.
From the time we receive your application for advocacy and financial assistance, it takes Blue Cube Medical as few as 24 business hours to let you know what you qualify to receive.
In urgent situations, such as addiction center intake, cancer treatment or extending current hospital stays, we work rapidly to help you and your loved ones have peace of mind and the treatment you deserve.
What Will Work Best for Me?
Not sure whether you or your loved ones
need patient financial assistance or insurance negotiation and advocacy?
No problem. You get both.
Check out the unlimited assistance and advocacy services
Blue Cube Medical provides to each of our clients below:
Our Solution Saves Time and Money
Efficiency is our skillset.
We know how much it should cost and how much you should pay, no matter the medical conditions you have, where you live, what type of insurance you have or the type of healthcare provider you use.
Our industry-leading, financial assistance and advocacy solution includes over forty medical specialties for your healthcare needs.
Here are a few below:
Addiction Services (Inpatient, Outpatient)
Allergy and Immunology
Bariatric and Weight Loss
Dental and Oral Health
Durable Medical Equipment and Medical Supply
Emergency Medicine (Emergency Room)
General Practice (Family Medicine)
Genetic, Genomics, Metabolic Disease Testing
Laboratory Medicine (Lab Testing)
Obstetrics/ Gynecology (OB-GYN)
Psychiatry (Adult, Pediatric)
Psychology (Adult, Pediatric)
Radiology (e.g., x-rays, ultrasounds, MRIs, etc.)
Rheumatology and Arthritis Centers
Skilled Nursing Facilities (Nursing Homes)
Sports and Exercise Medicine (SEM)
Transplant (solid organ, bone marrow, other)
Blue Cube Medical can help you or your loved ones right now.
Begin the advocacy and assistance process by clicking the button below:
See examples of some of the people that we have helped previously:*
*In order to protect the privacy of our clients as well as to conform with all applicable state and federal privacy laws, we have removed all personally identifiable information in our case studies including names, personal images, location, and other data.
You're Invited to the Rhode Island
Patient Financial Advocacy and Medical Debt Elimination Virtual Fair
We are serious about flat-fee pricing. No hourly rates.
Just quality medical debt elimination and financial advocacy services
you can trust and afford. Results guaranteed.
Get professional help navigating the healthcare maze within the comfort of your own home.
If you have existing medical bills that
you or your loved one require assistance and insurance negotiation to be paid or
If you have high-cost, short- term medical conditions, long-term chronic illnesses
or any other treatments that your insurance will not pay in part or in full and you need professional help negotiating coverage
in order to obtain necessary services, procedures or medications you have not been able to afford as yet, sign up for the Virtual Fair and get the help you need the as soon as the same day you sign up.
Get busy. Get started.
Visit the Rhode Island Patient Financial Advocacy and Medical Debt Elimination Virtual Fair and save 50% off our regular price of $99.